First State Bank of Grove City
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Privacy Statement

Rev. 03/18/11
FACTS WHAT DOES FIRST STATE BANK OF GROVE CITY DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Overdraft History
  • Account Balance and Checking Account Information
  • Income and Payment History
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First State Bank of Grove City chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does First State Bank of Grove City  share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
  		Yes No
For our marketing purposes-
to offer our products and services to you 		No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes-
information about your transactions and experiences 		No We don't share
For our affiliates' everyday business purposes-
information about your creditworthiness 		No We don't share
For  our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call 320-857-2521
Who we are
Who is providing this notice? First State Bank of Grove City
What we do
How does First State Bank of Grove City protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First State Bank of Grove City collect my personal information? We collect your personal information, for example, when you
  • Apply for a loan
  • Open an Account
  • Make deposits or withdrawals from Account
  • Give us your income information
  • Make a wire transfer
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • First State Bank of Grove City has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • First State Bank of Grove City does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • First State Bank of Grove City does not jointly market.


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS


All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.


The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.


For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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